The State's Largest Retro Program with over 28 years of experience

The BIAW Return on Industrial Insurance (R.O.I.I.) program, the largest retrospective ratings group in the state, provides member companies with several important advantages.

A refund to member companies if the group’s premiums exceed their losses:

Member companies have received a 24% average refund on Labor and Industries (L&I) workers’ compensation premiums.

For more info on ROII Refunds please fill out and mail in the no obligation release card, so we can send back your L&I premium & Loss history analysis & show you the refunds you could potentially be receiving.

Release Form

Solid protection from elected risk:

BIAW’s strict enrollment criteria ensures maximum group performance.

How the Program Works Refund Schedule

It's R.O.I.I. enrollment time

BIAW is now accepting applications for the 2010-11 quarterly enrollment period.
Click Here to download application

ROII Select Program:

In addition to the standard R.O.I.I. Program, BIAW offers an incentive-based R.O.I.I. Program called R.O.I.I. Select that could potentially yield returns of 35-60% or more. The average refund for Select program participants is 55%! This program is designed specifically to serve larger companies with a minimum annual premium base of $40,000 and above, and who meet certain criteria.

For more information on the R.O.I.I. Select programs, contact R.O.I.I. Marketing Manager Lara Hastings at 1-800-228-4229 or click on the link below for more information.

Select Workbook

ROII Premium and Loss Control Services:

Our ROII Premium and Loss Control Field Representative provides on-site or phone, premium and loss control consultation with ROII member companies at no cost. For more information contact Field Representative - Frank Romero at 1-800-228-4229.

List of Premium and Loss Control Services L&I Audit and Record Keeping Requirements:

Expert, in-house claims staff who act as your advocates:

Our professional claims specialists watchdog each injury claim, working to close claims quickly and efficiently. The BIAW Claims staff also offers Claims Corner articles which provide tips and suggestions on ways to save on your L&I workers’ compensation premiums.

Job Descriptions Sample: Kept on Salary/Return to Work Policy Claims Procedure Packet Claims Corner

To members of MBA of King/Snohomish and MBA of Pierce Counties:

Don't be fooled by the new MBA "GRIP" retro program. For more information, contact R.O.I.I. Marketing Manager Lara Hastings at 1-800-228-4229 or click on the link below.

"R.O.I.I. vs. GRIP"